Presented by Ray Espinoza

Join Ray Espinoza for a two-hour workshop to learn or refresh on banking basics. The workshop goes over types of banking institutions, accounts to meet your everyday income, expense and savings needs, and requirements for opening accounts. It also delves into the importance of budgeting and saving, how interest works, and types of saving and investment accounts to help meet your short, medium and long term financial goals. Participants may attend in person or online. First Interstate Bank is generously providing refreshments and printed materials to in-person participants. Maximum in-person attendance in each workshop is 25 people; online attendance is unlimited. Registration required.

About Ray:
Ray Espinoza has been a leader and top producer in the financial industry for over 20 years.  As a pioneer in Virtual Reality and other technologies, Ray has embraced new and innovative ways to provide solutions and exceptional service to those he serves in banking.  Ray and his family relocated to Jackson from Texas when his wife felt led to return to her hometown to care for her mother, and practice dentistry in the region she grew up.  Ray is passionate about serving the Jackson Hole community he calls home. He enjoys snowboarding and summer bike rides to Jenny Lake, and soaking in the Teton views, beside his philanthropic and professional endeavors.

This workshop will be presented in Spanish on October 15 and in English on October 16.

Presented by Jen Hemphill

Join Jen Hemphill for our keynote presentation exploring our relationship with money. Once we get our financial house a bit more in order, what causes us to make the same mistakes and feel the same frustrations? It’s our money stories. Jen’s powerful stories and experiences will show how these stories kept her stuck, and how she shifted her path and stopped living in the past. Attendees will identify their own money stories (and their impact in their current financial life), what they can do to write new ones and how this can accelerate their financial goals. Attendees will receive Jen’s Her Dinero Matters Money Planner as a tool to create a brighter money future. Maximum in-person attendance in each presentation is 50 people. Registration required.

About Jen:
Jen Hemphill is an award-winning podcaster, AFC® (Accredited Financial Counselor), author, and speaker. Her mission is to help people be more confident and simplify their finances so they can save more, get out of debt quicker, and build wealth! Jen’s podcast, Her Dinero Matters, is focused on helping Latinas have increased confidence and control over their finances. She has been featured in publications such as Forbes, New York Times, Oprah Magazine, Good Company Magazine, NPR and NBC News. 

This workshop will be presented in English on October 23 and in Spanish on October 24.

Presented by Megan Smith and Kenia Stack

Have you ever wondered about how to pay down debt or how to start or grow your savings? Did you know savings and debt are connected? Join Megan Smith and Kenia Stack in exploring how the interest you pay on debt and the interest you earn on savings are two sides of the same coin for making your money work as hard as possible for you! Participation in the workshop requires registration and completion of a pre-workshop worksheet on your accounts and debts for your use during the workshop. (Information will not be shared with the group). The goal is for you to leave with actionable ideas for your situation.  Maximum attendance is 25 English speakers and 25 Spanish speakers.

About Megan:
Megan Smith is a small business owner and systems thinker who, over a decade ago, became very interested in personal finances. She started Deliberate Dollars based on the belief that everyone has the ability to change his/her/their situation. Megan is an action oriented coach and teacher who helps people create plans and set up systems tailored to their life goals resulting in a sense of abundance and empowerment. Megan has worked with a broad spectrum of people one-on-one and through Deliberate Dollars courses and workshops both locally and state-wide.

About Kenia:
Kenia Stack is the vice president banking manager at First Western Trust. She has worked in the banking industry for the past decade. She is originally from Jalisco, Mexico, and has been in this community for the past 15 years. She enjoys spending time in the nature provided by our national parks. Through her company, “Club de Abundancia” Kenia helps people find their mission, reach their full potential, and live a more happy and healthy life. Her passion is helping people better their lives, which usually begins by looking at their finances; her belief is that people are only as healthy as their finances. For her, it is very important to help the community, she has helped with many workshops at One22, Habitat for Humanity, Community Safety Network, and currently she is the treasurer for the local non-profit organization Voices JH.

This workshop will be presented in English and Spanish.

Presented by Habitat for Humanity of the Greater Teton Area

Does the thought of establishing or building your credit overwhelm you? Join staff members of Habitat for Humanity of the Greater Teton Area to learn what credit is, why it’s important, different types of loans and good credit management habits. Whether you haven’t established credit yet, want to improve your credit, or are looking for a refresher on credit, this workshop will arm you with excellent information and practice with seeing what causes your credit score to increase and decrease. Because credit ties to homeownership, informational materials on homeownership preparedness will also be shared. This workshop will be presented in English with consecutive Spanish interpretation. Maximum attendance is 25 people. Registration required.

About Habitat for Humanity of the Greater Teton Area:
Founded in 1995, Teton Habitat builds truly affordable homes in the Greater Teton Area. As a 100% community-based and community-funded nonprofit, it proudly builds homes for homeownership for individuals and families living and working in Teton County, Wyoming making between 30-80% of Area Median Income. Teton Habitat is the only housing organization in the community exclusively providing housing for this segment of our community. 

This workshop will be presented in English with consecutive Spanish interpretation.